Flexible Collateralization
Traditional DeFi lending often locks users into rigid collateral ratios, forcing borrowers to over-collateralize heavily. KiyoFi introduces Flexible Collateralization, giving users options that better fit their needs. Borrowers can choose safer ratios with higher protection, or more efficient ones that unlock additional liquidity all managed with monitoring and alerts to reduce liquidation risks. This flexibility makes the protocol adaptable for both cautious and experienced users.

Flexible Collateralization ensures KiyoFi can serve a wider range of borrowers. By offering adjustable options with built-in safeguards, the platform balances capital efficiency with safety, helping users borrow with confidence.
In short:
Borrowers choose ratios that match their needs.
Safer borrowing or more efficient liquidity use.
Built-in safeguards reduce risks of harsh liquidations.
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